What’s the Best Way to Invest in Property With a Low Income? Many people believe that a high salary is a prerequisite for property investing—but that’s simply not true. With the right planning, structure, and support, it’s absolutely possible to invest in property even on a modest income. The key is understanding your financial position and choosing a strategy that aligns with it. From maximising borrowing power to selecting the right property type, here’s how to make your fi

Buying Off-the-Plan vs. Established Homes: Which Strategy Suits Your Investment Goals? When building a property portfolio, one of the key decisions you’ll face is whether to invest in an off-the-plan property or an established home. Both have their place in a smart investment strategy—but each comes with different risks, timelines, and financial outcomes. Choosing the right option depends on your investment goals, cash flow requirements, and appetite for risk. Here’s a breakd

How to Buy Your First Investment Property With Less Than 10% Deposit Many aspiring investors assume they need a 20% deposit to buy their first investment property. While a larger deposit offers certain benefits, it’s not the only way to enter the market. With the right approach, it’s possible to invest with less than 10%—without compromising your financial stability. By understanding your options, knowing what lenders are looking for, and using strategies like rentvesting or

Why Off-the-Plan Properties Are the Best Option for Foreign Investors in Australia For foreign investors entering the Australian property market, off-the-plan properties are not only the most accessible option—they’re often the only one. Due to government regulations designed to protect local housing availability, foreign buyers are restricted from purchasing established properties unless they meet specific redevelopment criteria. That’s why understanding the benefits and cha

Why Buying a Home Costs More Than You Think: Hidden Expenses Explained Many first-home buyers prepare diligently by saving a deposit and calculating their loan repayments—but still find themselves surprised by how much homeownership really costs. It’s not just about the property price and the deposit. There are additional upfront, ongoing, and unexpected costs that can add thousands to your overall budget. Without proper planning, these hidden expenses can delay your purchase

How Much Deposit Do I Really Need to Buy My First Home? Buying your first home is a big step, and one of the most common questions new buyers have is around the deposit. Many people assume they need a 20% deposit to get started, but that’s not always the case. While a larger deposit can reduce your repayments and avoid extra costs, it’s still possible to enter the market with much less—sometimes as little as 5%. Understanding how deposits work, what lenders require, and what

How Can Foreign Investors Buy Property in Australia? Rules & Restrictions Explained Australia remains an attractive destination for international investors due to its stable economy, legal system, and strong property market. However, if you’re a foreign national looking to invest in Australian real estate, it’s essential to understand the rules — especially with new restrictions taking effect from April 2025. Can Foreign Investors Buy Property in Australia? Yes, foreign inves

The Australian property market is evolving, and so are the needs of modern renters. As affordability challenges grow and rental demand intensifies in key urban pockets, a new type of investment is capturing attention: co-living homes . Once considered niche, co-living is now becoming a mainstream strategy among forward-thinking investors — and for good reason. It offers strong yields, efficient land use, and a growing pool of renters seeking flexibility and affordability. So,

Expat Property Investment Mistakes to Avoid Investing in Australian property as an expat can be a smart way to build long-term wealth and stay financially connected to home. But being overseas adds a layer of complexity, and overlooking key risks can lead to expensive setbacks. Here are some of the most common mistakes expats make — and how to avoid them. Not Understanding Tax and Residency Rules One of the biggest challenges for expats is navigating tax obligations and how r