What’s the Best Age to Start Property Investing? Many aspiring investors wonder if there’s a “right age” to get into property. Some feel they’re too young and inexperienced, while others worry they’ve left it too late. The truth is, there’s no perfect age to start—what matters more is your financial readiness, your goals, and your willingness to take action. Whether you’re in your 20s, 30s, 40s or 50s, property investment can work if approached strategically. Here’s how the o

Property Investment: How Much Do You Need to Get Started? Many aspiring investors assume they need a large amount of savings to enter the property market. While property does require a financial commitment, getting started may be more achievable than most people realise—especially with the right strategy, support, and planning. This guide outlines the key costs of investing in property, using Victoria as an example. We’ll explore deposit requirements, additional upfront expen

Fixed vs Variable Loans: How Your Interest Rate Choice Affects Property Investment When building a property portfolio, the structure of your loan can be just as important as the property itself. One of the key decisions investors face is whether to choose a fixed or variable interest rate—or a mix of both. While your mortgage broker will ultimately guide the lending process, understanding how interest rate types impact cash flow, borrowing flexibility, and long-term growth is

Equity vs. Savings: What’s the Smartest Way to Fund Your Next Investment Property? When it comes to growing your property portfolio, how you fund your next purchase is just as important as what you buy. Many investors face a key decision: should you use your personal savings, or unlock equity from an existing property? Both options can work—but the right choice depends on your financial position, investment goals, and risk tolerance. While savings involve building capital ove

Principal & Interest vs Interest-Only Loans: What’s Better for Property Investors? When structuring a property loan, one of the most important choices an investor faces is deciding between a Principal & Interest (P&I) loan or an Interest-Only (IO) loan. Each option affects cash flow, tax benefits, borrowing power, and long-term portfolio growth. Neither is inherently better—it all comes down to your investment strategy and financial position. Here’s how both loan types wor

Buying your first property is one of the biggest financial steps most people will ever take. For Australians, it’s a milestone tied to independence and stability. For Foreign Investors living in Australia, it’s often about anchoring their future in a country they see as home.

The #1 Mistake New Property Investors Make—And How to Avoid It Starting your property investment journey can be exciting, especially when you’re motivated to build wealth and secure your financial future. But too often, new investors jump in without proper planning—and the consequences can be costly. So, what’s the biggest mistake new investors make? It’s not choosing the wrong property or missing out on finance options. The most common—and damaging—mistake is starting withou